Malta remains a leading jurisdiction for remote gaming operators, combining a robust regulatory framework, a mature gaming ecosystem and an internationally recognised licence issued by the Malta Gaming Authority (MGA). Obtaining an MGA licence is a rigorous process requiring careful planning, strong governance and ongoing compliance. The licence remains a recognised mark of credibility that reflects high standards of regulatory oversight, player protection and operational integrity, making Malta an attractive gateway to international markets.
1. Build the Right Corporate Foundations
Before commencing the licensing process, operators should clearly define their business model, identify the gaming activities they intend to offer, and establish an appropriate corporate structure.The MGA places significant emphasis on transparency in ownership and control. Shareholders, ultimate beneficial owners (UBOs), directors and key decision-makers are subject to regulatory due diligence and fit-and-proper assessments. Getting the structure right from the outset can help streamline the licensing process.
2. Prepare for Regulatory Scrutiny
The MGA licensing process involves a comprehensive review of the applicant's business, financial standing, governance arrangements and technical infrastructure.Key areas of assessment include:
- Business plan and financial projections
- Corporate governance framework
- Source of funds and source of wealth
- Policies and procedures
- Technical and operational readiness
3. Establish a Strong Governance Framework
Effective governance is fundamental to both obtaining and maintaining an MGA licence.Operators must appoint suitably qualified individuals to oversee key functions such as compliance, legal, risk management, internal audit and anti-money laundering (AML) compliance. Regulatory compliance should be embedded in day-to-day operations rather than treated as a standalone function.
4. Prioritise Banking and Payments Early
One of the most common challenges faced by new operators is securing banking facilities and payment solutions.Engaging with banks and payment service providers at an early stage is essential for operational readiness and for addressing requirements relating to player fund protection, transaction monitoring and financial reporting.
5. Demonstrate Technical and Operational Readiness
Before launch, operators must satisfy the MGA that their systems, controls and infrastructure meet the required regulatory standards.This includes independent testing and certification of gaming systems, security controls, player protection measures and compliance frameworks. Businesses must also ensure their systems support ongoing regulatory reporting, AML monitoring and responsible gaming obligations.
6. Treat Compliance as an Ongoing Commitment
Obtaining an MGA licence is not the end of the process. Licensed operators remain subject to ongoing regulatory oversight, reporting obligations, audits and compliance reviews.Businesses that invest early in governance, risk management and compliance are generally better positioned to scale sustainably and navigate an increasingly complex regulatory environment.
How BDO Malta Can Help?
BDO Malta provides multidisciplinary support across the full lifecycle of a gaming business, from corporate structuring and MGA licensing to legal, tax, regulatory and compliance advisory. Our services also encompass accounting, audit, anti-money laundering and countering the financing of terrorism (AML/CFT) compliance, regulatory reporting, cybersecurity and data protection, employment and commercial law, M&A transaction support, and international tax and transfer pricing advisory.Whether you are launching a new venture or expanding an existing operation, our team brings these areas of expertise together to help you navigate the licensing process and meet your ongoing regulatory obligations with confidence.
Interested in establishing a licensed gaming operation in Malta? Get in touch with the BDO Malta team to discuss your plans and how we can support your business.